The plain-language deal.

Effective July 9, 2026

What Wayne's Wallet is (and isn't)

Wayne's Wallet is a personal-finance tool: it shows your accounts in one place, tracks budgets and bills, and offers AI-generated education and coaching. It is not a bank, a financial advisor, a broker, or a tax professional. George's coaching and every calculator are education, not personalized financial advice — big decisions deserve a qualified professional. Wayne's Wallet never moves, holds, or transfers your money; bill features are reminders only.

Your account

You must be 18+ to create an account (Wallet Jr. features are operated by the account-holding parent). Keep your sign-in credentials safe; household members you invite can see and manage the shared wallet, so invite only people you trust with your finances.

Subscriptions & billing

Paid plans (Basic, Pro, Everything Bundle) bill monthly or annually through Stripe at the prices shown at checkout. You can cancel anytime in Settings → Billing; access continues through the period you've paid for, and we don't do partial-period refunds. Prices may change with notice — never mid-period. Promotional codes grant the access they describe and may be limited in quantity or withdrawn for abuse.

Acceptable use

Don't break the law with it, don't try to break it, don't probe other people's data, and don't resell access. We may suspend accounts that do.

Accuracy & availability

Balances and transactions come from your institutions via Plaid and can lag or contain upstream errors — always confirm against your bank before making decisions. The service is provided “as is”; we work hard to keep it up but don't guarantee uninterrupted availability.

Liability

To the maximum extent the law allows, Wayne's Wallet and CIAJ are not liable for indirect or consequential damages, and our total liability is capped at what you paid us in the twelve months before a claim. Nothing here limits rights the law says can't be limited.

Changes & contact

If these terms change materially we'll update the effective date here. Questions: zach.rhyne@keytradesolutions.com.